/* =========================================================
   Premevestor Wealth Management — Global Stylesheet
   Palette: Navy #0d1b3e · Gold #c8a24b · White · Slate
   Fonts:   Playfair Display (headings) · Lato (body)
   ========================================================= */

:root{
  --navy:#0d1b3e;
  --navy-2:#132a5e;
  --navy-3:#1b3a7a;
  --gold:#c8a24b;
  --gold-2:#e0c074;
  --ink:#1c2434;
  --muted:#5a6579;
  --line:#e6e9f0;
  --bg-soft:#f6f8fc;
  --white:#ffffff;
  --shadow:0 18px 45px rgba(13,27,62,.10);
  --shadow-sm:0 8px 22px rgba(13,27,62,.08);
  --radius:16px;
  --maxw:1180px;
}

*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  font-family:'Lato',-apple-system,BlinkMacSystemFont,'Segoe UI',sans-serif;
  color:var(--ink);
  line-height:1.7;
  background:var(--white);
  overflow-x:hidden;
}
h1,h2,h3,h4,h5{font-family:'Playfair Display',Georgia,serif;color:var(--navy);line-height:1.2;font-weight:700}
a{text-decoration:none;color:inherit}
img{max-width:100%;display:block}
ul{list-style:none}

.container{max-width:var(--maxw);margin:0 auto;padding:0 24px}
.section{padding:88px 0}
.section-soft{background:var(--bg-soft)}
.center{text-align:center}
.eyebrow{
  display:inline-block;text-transform:uppercase;letter-spacing:3px;
  font-size:12.5px;font-weight:700;color:var(--gold);margin-bottom:14px
}
.section-title{font-size:38px;margin-bottom:16px}
.section-sub{color:var(--muted);font-size:17px;max-width:680px;margin:0 auto 10px}
.gold-line{width:64px;height:3px;background:var(--gold);border-radius:3px;margin:18px auto 0}
.gold-line.left{margin:18px 0 0}

/* ---------- Buttons ---------- */
.btn{
  display:inline-flex;align-items:center;gap:9px;justify-content:center;
  padding:14px 30px;border-radius:40px;font-weight:700;font-size:15px;
  cursor:pointer;border:2px solid transparent;transition:.25s;letter-spacing:.3px;
}
.btn-gold{background:var(--gold);color:var(--navy)}
.btn-gold:hover{background:var(--gold-2);transform:translateY(-2px);box-shadow:0 10px 26px rgba(200,162,75,.35)}
.btn-navy{background:var(--navy);color:#fff}
.btn-navy:hover{background:var(--navy-3);transform:translateY(-2px)}
.btn-outline{background:transparent;color:#fff;border-color:rgba(255,255,255,.55)}
.btn-outline:hover{background:#fff;color:var(--navy);border-color:#fff}
.btn-outline-navy{background:transparent;color:var(--navy);border-color:var(--navy)}
.btn-outline-navy:hover{background:var(--navy);color:#fff}
.btn-block{width:100%}

/* ============================= NAVBAR ============================= */
.topbar{background:var(--navy);color:#cfd8ec;font-size:13px}
.topbar .container{display:flex;justify-content:space-between;align-items:center;padding:9px 24px}
.topbar a{color:#cfd8ec;transition:.2s}
.topbar a:hover{color:var(--gold)}
.topbar .tb-left span{margin-right:22px}
.topbar .tb-left i,.topbar .tb-right i{color:var(--gold);margin-right:7px}
.topbar .tb-right a{margin-left:16px}

.nav{position:sticky;top:0;z-index:1000;background:#fff;box-shadow:0 2px 18px rgba(13,27,62,.07)}
.nav-inner{display:flex;align-items:center;justify-content:space-between;height:78px;max-width:var(--maxw);margin:0 auto;padding:0 24px}
.brand{display:flex;align-items:center;gap:12px}
.brand .mark{
  width:46px;height:46px;border-radius:12px;background:linear-gradient(135deg,var(--navy),var(--navy-3));
  display:flex;align-items:center;justify-content:center;color:var(--gold);font-family:'Playfair Display',serif;
  font-weight:700;font-size:22px;box-shadow:var(--shadow-sm)
}
.brand .b-text b{font-family:'Playfair Display',serif;color:var(--navy);font-size:19px;display:block;line-height:1.1}
.brand .b-text span{font-size:10.5px;letter-spacing:2.5px;text-transform:uppercase;color:var(--gold);font-weight:700}

.menu{display:flex;align-items:center;gap:4px}
.menu>li>a{
  display:flex;align-items:center;gap:6px;padding:12px 16px;font-weight:600;font-size:15px;
  color:var(--ink);border-radius:8px;transition:.2s
}
.menu>li>a:hover{color:var(--navy);background:var(--bg-soft)}
.menu .has-drop{position:relative}
.menu .has-drop>a .fa-chevron-down{font-size:10px;transition:.2s}
.menu .has-drop:hover>a .fa-chevron-down{transform:rotate(180deg)}
.dropdown{
  position:absolute;top:calc(100% + 6px);left:0;min-width:250px;background:#fff;border-radius:14px;
  box-shadow:var(--shadow);padding:10px;opacity:0;visibility:hidden;transform:translateY(10px);
  transition:.22s;border:1px solid var(--line)
}
.menu .has-drop:hover .dropdown{opacity:1;visibility:visible;transform:translateY(0)}
.dropdown li a{display:flex;flex-direction:column;padding:11px 14px;border-radius:9px;transition:.18s}
.dropdown li a b{font-size:14.5px;color:var(--navy);font-weight:700}
.dropdown li a small{color:var(--muted);font-size:12.5px}
.dropdown li a:hover{background:var(--bg-soft)}
.dropdown li a:hover b{color:var(--gold)}

.nav-cta{display:flex;align-items:center;gap:10px}
.nav-cta .login-link{font-weight:700;color:var(--navy);padding:11px 16px;border-radius:40px;transition:.2s}
.nav-cta .login-link:hover{color:var(--gold)}
.nav-cta .btn{padding:12px 24px;font-size:14px}

.hamburger{display:none;background:none;border:none;font-size:24px;color:var(--navy);cursor:pointer}

/* ============================= HERO ============================= */
.hero{
  position:relative;color:#fff;min-height:640px;display:flex;align-items:center;
  background:linear-gradient(120deg,rgba(9,17,40,.93),rgba(13,27,62,.78)),
    url('https://images.unsplash.com/photo-1486406146926-c627a92ad1ab?auto=format&fit=crop&w=1600&q=80') center/cover fixed;
}
.hero .container{position:relative;z-index:2;max-width:820px}
.hero .eyebrow{color:var(--gold-2)}
.hero h1{color:#fff;font-size:56px;line-height:1.12;margin-bottom:22px}
.hero h1 span{color:var(--gold)}
.hero p{font-size:19px;color:#dbe3f2;margin-bottom:34px;max-width:620px}
.hero-actions{display:flex;gap:16px;flex-wrap:wrap}
.hero-stats{display:flex;gap:44px;margin-top:56px;flex-wrap:wrap}
.hero-stats .hs b{font-family:'Playfair Display',serif;font-size:34px;color:var(--gold);display:block}
.hero-stats .hs span{font-size:13px;color:#c3cee3;letter-spacing:.5px}

/* Page hero (inner pages) */
.page-hero{
  position:relative;color:#fff;padding:120px 0 100px;text-align:center;
  background:linear-gradient(120deg,rgba(9,17,40,.92),rgba(13,27,62,.80)),
    url('https://images.unsplash.com/photo-1454165804606-c3d57bc86b40?auto=format&fit=crop&w=1600&q=80') center/cover;
}
.page-hero h1{color:#fff;font-size:46px;margin-bottom:14px}
.page-hero p{color:#dbe3f2;font-size:18px;max-width:640px;margin:0 auto}
.breadcrumb{margin-top:20px;font-size:14px;color:#c3cee3}
.breadcrumb a{color:var(--gold-2)}
.breadcrumb a:hover{color:#fff}

/* ============================= CARDS / GRIDS ============================= */
.grid{display:grid;gap:28px}
.grid-2{grid-template-columns:repeat(2,1fr)}
.grid-3{grid-template-columns:repeat(3,1fr)}
.grid-4{grid-template-columns:repeat(4,1fr)}

.card{
  background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:34px 30px;
  transition:.25s;height:100%
}
.card:hover{transform:translateY(-6px);box-shadow:var(--shadow);border-color:transparent}
.card .ico{
  width:62px;height:62px;border-radius:16px;background:linear-gradient(135deg,var(--navy),var(--navy-3));
  color:var(--gold);display:flex;align-items:center;justify-content:center;font-size:24px;margin-bottom:20px
}
.card h3{font-size:21px;margin-bottom:12px}
.card p{color:var(--muted);font-size:15px;margin-bottom:14px}
.card .more{color:var(--navy);font-weight:700;font-size:14px;display:inline-flex;align-items:center;gap:7px}
.card .more:hover{color:var(--gold);gap:11px}

/* Split (image + text) */
.split{display:grid;grid-template-columns:1fr 1fr;gap:60px;align-items:center}
.split .txt h2{font-size:34px;margin-bottom:18px}
.split .txt p{color:var(--muted);margin-bottom:16px}
.split .img-wrap{position:relative}
.split .img-wrap img{border-radius:20px;box-shadow:var(--shadow);width:100%;height:460px;object-fit:cover}
.split .img-badge{
  position:absolute;bottom:-26px;left:-26px;background:var(--gold);color:var(--navy);
  border-radius:16px;padding:22px 26px;box-shadow:var(--shadow);text-align:center
}
.split .img-badge b{font-family:'Playfair Display',serif;font-size:32px;display:block}
.split .img-badge span{font-size:12.5px;font-weight:700;text-transform:uppercase;letter-spacing:1px}

.check-list li{display:flex;gap:12px;align-items:flex-start;margin-bottom:14px;color:var(--ink)}
.check-list li i{color:var(--gold);margin-top:5px;font-size:15px}
.check-list li b{display:block;color:var(--navy)}
.check-list li span{color:var(--muted);font-size:14.5px}

/* ============================= FEATURES / WHY ============================= */
.feature{display:flex;gap:18px;align-items:flex-start}
.feature .fico{
  flex-shrink:0;width:56px;height:56px;border-radius:14px;background:var(--bg-soft);border:1px solid var(--line);
  display:flex;align-items:center;justify-content:center;color:var(--gold);font-size:22px
}
.feature h4{font-size:19px;margin-bottom:8px}
.feature p{color:var(--muted);font-size:14.5px}

/* ============================= TESTIMONIALS ============================= */
.testi{background:#fff;border-radius:var(--radius);padding:34px 30px;border:1px solid var(--line);height:100%}
.testi .stars{color:var(--gold);margin-bottom:14px;font-size:14px}
.testi p{font-style:italic;color:var(--ink);margin-bottom:20px;font-size:15.5px}
.testi .who{display:flex;align-items:center;gap:14px}
.testi .who img{width:52px;height:52px;border-radius:50%;object-fit:cover}
.testi .who b{color:var(--navy);display:block}
.testi .who span{color:var(--muted);font-size:13px}

/* ============================= TEAM ============================= */
.member{background:#fff;border-radius:var(--radius);overflow:hidden;border:1px solid var(--line);transition:.25s}
.member:hover{transform:translateY(-6px);box-shadow:var(--shadow)}
.member .photo{position:relative;height:320px;overflow:hidden}
.member .photo img{width:100%;height:100%;object-fit:cover;transition:.4s}
.member:hover .photo img{transform:scale(1.06)}
.member .social{
  position:absolute;bottom:0;left:0;right:0;background:linear-gradient(transparent,rgba(13,27,62,.85));
  padding:20px;display:flex;gap:12px;justify-content:center;opacity:0;transition:.3s
}
.member:hover .social{opacity:1}
.member .social a{width:38px;height:38px;border-radius:50%;background:#fff;color:var(--navy);display:flex;align-items:center;justify-content:center;transition:.2s}
.member .social a:hover{background:var(--gold)}
.member .info{padding:24px}
.member .info h3{font-size:20px;margin-bottom:4px}
.member .info .role{color:var(--gold);font-weight:700;font-size:13.5px;text-transform:uppercase;letter-spacing:1px;margin-bottom:12px;display:block}
.member .info p{color:var(--muted);font-size:14px}

/* ============================= RESOURCES ============================= */
.article{background:#fff;border-radius:var(--radius);overflow:hidden;border:1px solid var(--line);transition:.25s;height:100%}
.article:hover{transform:translateY(-6px);box-shadow:var(--shadow)}
.article .thumb{height:210px;overflow:hidden}
.article .thumb img{width:100%;height:100%;object-fit:cover;transition:.4s}
.article:hover .thumb img{transform:scale(1.06)}
.article .body{padding:26px}
.article .tag{display:inline-block;background:var(--bg-soft);color:var(--navy);font-size:11.5px;font-weight:700;text-transform:uppercase;letter-spacing:1px;padding:5px 12px;border-radius:30px;margin-bottom:14px}
.article h3{font-size:20px;margin-bottom:10px;line-height:1.3}
.article .meta{color:var(--muted);font-size:13px;margin-bottom:12px}
.article p{color:var(--muted);font-size:14.5px;margin-bottom:14px}
.download-row{display:flex;justify-content:space-between;align-items:center;background:#fff;border:1px solid var(--line);border-radius:14px;padding:20px 24px;transition:.2s;margin-bottom:16px}
.download-row:hover{border-color:var(--gold);box-shadow:var(--shadow-sm)}
.download-row .dl-left{display:flex;align-items:center;gap:16px}
.download-row .dl-ico{width:50px;height:50px;border-radius:12px;background:var(--bg-soft);color:var(--gold);display:flex;align-items:center;justify-content:center;font-size:22px}
.download-row b{color:var(--navy);display:block}
.download-row small{color:var(--muted)}

/* ============================= FORMS ============================= */
.form-card{background:#fff;border-radius:var(--radius);box-shadow:var(--shadow);padding:40px;border:1px solid var(--line)}
.field{margin-bottom:20px}
.field label{display:block;font-weight:700;color:var(--navy);margin-bottom:8px;font-size:14px}
.field input,.field select,.field textarea{
  width:100%;padding:14px 16px;border:1.6px solid var(--line);border-radius:11px;font-size:15px;font-family:inherit;
  transition:.2s;background:#fff;color:var(--ink)
}
.field input:focus,.field select:focus,.field textarea:focus{outline:none;border-color:var(--gold);box-shadow:0 0 0 4px rgba(200,162,75,.14)}
.field textarea{resize:vertical;min-height:130px}
.field-row{display:grid;grid-template-columns:1fr 1fr;gap:18px}
.form-note{font-size:13px;color:var(--muted);margin-top:12px;display:flex;gap:9px;align-items:flex-start}
.form-note i{color:var(--gold);margin-top:3px}
.forgot{text-align:right;font-size:13.5px;margin-top:-8px;margin-bottom:16px}
.forgot a{color:var(--navy);font-weight:700}
.forgot a:hover{color:var(--gold)}
.alert{padding:14px 18px;border-radius:11px;margin-bottom:20px;font-size:14.5px;display:flex;gap:10px;align-items:flex-start}
.alert i{margin-top:3px}
.alert-error{background:#fdecec;color:#8a1f1f;border:1px solid #f7c7c7}
.alert-success{background:#e9f8ef;color:#0f6b39;border:1px solid #c4ebd3}

/* Login split layout */
.auth-wrap{display:grid;grid-template-columns:1fr 1fr;min-height:calc(100vh - 78px)}
.auth-visual{
  color:#fff;padding:70px 60px;display:flex;flex-direction:column;justify-content:center;
  background:linear-gradient(150deg,rgba(9,17,40,.92),rgba(13,27,62,.82)),
    url('https://images.unsplash.com/photo-1521791136064-7986c2920216?auto=format&fit=crop&w=1200&q=80') center/cover;
}
.auth-visual h2{color:#fff;font-size:34px;margin-bottom:16px}
.auth-visual p{color:#dbe3f2;margin-bottom:28px}
.auth-visual .av-feat{display:flex;gap:13px;align-items:flex-start;margin-bottom:18px}
.auth-visual .av-feat i{color:var(--gold);font-size:20px;margin-top:3px}
.auth-visual .av-feat b{display:block}
.auth-visual .av-feat span{color:#c3cee3;font-size:14px}
.auth-form-side{display:flex;align-items:center;justify-content:center;padding:60px 40px;background:var(--bg-soft)}
.auth-box{width:100%;max-width:430px}
.auth-box .lock{width:64px;height:64px;border-radius:16px;background:linear-gradient(135deg,var(--navy),var(--navy-3));color:var(--gold);display:flex;align-items:center;justify-content:center;font-size:26px;margin-bottom:22px}

/* ============================= CTA STRIP ============================= */
.cta-strip{
  background:linear-gradient(120deg,var(--navy),var(--navy-3));color:#fff;text-align:center;
  padding:70px 0;border-radius:0
}
.cta-strip h2{color:#fff;font-size:36px;margin-bottom:14px}
.cta-strip p{color:#dbe3f2;font-size:17px;max-width:620px;margin:0 auto 28px}
.cta-strip .btns{display:flex;gap:16px;justify-content:center;flex-wrap:wrap}

/* ============================= CONTACT INFO ============================= */
.info-cards{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;margin-bottom:44px}
.info-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:32px 28px;text-align:center;transition:.25s}
.info-card:hover{transform:translateY(-5px);box-shadow:var(--shadow)}
.info-card .ci{width:60px;height:60px;border-radius:50%;background:var(--bg-soft);color:var(--gold);display:flex;align-items:center;justify-content:center;font-size:24px;margin:0 auto 16px}
.info-card h4{font-size:19px;margin-bottom:8px}
.info-card p{color:var(--muted);font-size:15px}
.map-embed{border-radius:var(--radius);overflow:hidden;box-shadow:var(--shadow-sm);border:1px solid var(--line);height:100%;min-height:380px;background:var(--bg-soft);display:flex;align-items:center;justify-content:center;flex-direction:column;color:var(--muted);text-align:center;padding:30px}
.map-embed i{font-size:44px;color:var(--gold);margin-bottom:14px}

/* ============================= FOOTER ============================= */
.footer{background:var(--navy);color:#c3cee3;padding:70px 0 0}
.footer .f-grid{display:grid;grid-template-columns:1.6fr 1fr 1fr 1.4fr;gap:40px;padding-bottom:50px}
.footer .brand .b-text b{color:#fff}
.footer .f-about p{margin:18px 0;font-size:14.5px;color:#a9b6d4}
.footer .f-social{display:flex;gap:12px}
.footer .f-social a{width:40px;height:40px;border-radius:50%;background:rgba(255,255,255,.08);display:flex;align-items:center;justify-content:center;transition:.2s;color:#c3cee3}
.footer .f-social a:hover{background:var(--gold);color:var(--navy)}
.footer h5{color:#fff;font-family:'Lato',sans-serif;font-size:16px;font-weight:700;margin-bottom:20px;letter-spacing:.4px}
.footer .f-links li{margin-bottom:11px}
.footer .f-links a{color:#a9b6d4;font-size:14.5px;transition:.2s}
.footer .f-links a:hover{color:var(--gold);padding-left:5px}
.footer .f-contact li{display:flex;gap:12px;margin-bottom:14px;font-size:14.5px;color:#a9b6d4}
.footer .f-contact i{color:var(--gold);margin-top:4px}
.footer .f-bottom{border-top:1px solid rgba(255,255,255,.09);padding:22px 0;display:flex;justify-content:space-between;align-items:center;font-size:13.5px;color:#8fa0c4;flex-wrap:wrap;gap:10px}
.footer .f-bottom a{color:#8fa0c4}
.footer .f-bottom a:hover{color:var(--gold)}

/* ============================= MISC ============================= */
.pill{display:inline-block;background:rgba(200,162,75,.14);color:#9a7a2e;font-size:12.5px;font-weight:700;padding:6px 15px;border-radius:30px;margin-bottom:16px;letter-spacing:.5px}
.values-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:26px}
.value-item{text-align:center;padding:20px}
.value-item .vi{width:70px;height:70px;border-radius:50%;background:linear-gradient(135deg,var(--navy),var(--navy-3));color:var(--gold);display:flex;align-items:center;justify-content:center;font-size:28px;margin:0 auto 18px}
.value-item h4{font-size:20px;margin-bottom:10px}
.value-item p{color:var(--muted);font-size:14.5px}
.stat-strip{display:grid;grid-template-columns:repeat(4,1fr);gap:20px;text-align:center}
.stat-strip .st b{font-family:'Playfair Display',serif;font-size:44px;color:var(--gold);display:block}
.stat-strip .st span{color:#dbe3f2;font-size:14px}

/* ============================= RESPONSIVE ============================= */
@media(max-width:980px){
  .grid-3,.grid-4,.info-cards,.values-grid,.stat-strip{grid-template-columns:repeat(2,1fr)}
  .split{grid-template-columns:1fr;gap:40px}
  .split .img-wrap img{height:360px}
  .auth-wrap{grid-template-columns:1fr}
  .auth-visual{display:none}
  .footer .f-grid{grid-template-columns:1fr 1fr}
  .hero h1{font-size:42px}
}
@media(max-width:760px){
  .topbar{display:none}
  .hamburger{display:block}
  .menu{
    position:fixed;top:78px;left:0;right:0;background:#fff;flex-direction:column;align-items:stretch;
    padding:14px;gap:4px;box-shadow:var(--shadow);max-height:0;overflow:hidden;transition:.3s;border-top:1px solid var(--line)
  }
  .menu.open{max-height:calc(100vh - 78px);overflow-y:auto;padding:14px}
  .menu>li>a{padding:14px 16px}
  .dropdown{position:static;opacity:1;visibility:visible;transform:none;box-shadow:none;border:none;padding:0 0 0 18px;min-width:auto;display:none}
  .menu .has-drop.open-sub .dropdown{display:block}
  .nav-cta .login-link{display:none}
  .section{padding:60px 0}
  .section-title{font-size:30px}
  .grid-2,.grid-3,.grid-4,.info-cards,.values-grid,.stat-strip,.field-row{grid-template-columns:1fr}
  .hero{min-height:560px}
  .hero h1{font-size:34px}
  .hero-stats{gap:28px}
  .footer .f-grid{grid-template-columns:1fr}
  .page-hero h1{font-size:34px}
  .cta-strip h2{font-size:28px}
}